Sample Goodwill Letter

Sample Goodwill Letter

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Late payments can hurt your credit, mainly if you quit paying your credit cards and other loans for more than 30 days. Most people will tell you that there are no alternatives when it comes to repairing your credit. There are a few lawful steps you can take to increase your score quickly. One of them is writing a goodwill letter.

Goodwill letters are important when you think a late payment was due to a recorded error. For example, if you were in deferment or forbearance and weren’t obligated to make any payments through the time that the late payment was recorded, or if you know you’ve never been late on a payment before.